Compare a Traditional IRA with a Roth IRA. A Roth IRA may be a better choice than a Traditional IRA if you:

. Anticipate remaining in your current tax bracket after retirement.
. Expect that when you retire, you will be in a higher tax bracket because of added income.
. Expect tax rates might increase.
. Have income below the MAGI limit for a Roth IRA, but still too high to qualify for a deductible Traditional IRA.