We Are Committed to Safeguarding Customer/Client Information

In order to better serve your needs now and in the future, we may ask you to provide us with certain information.  We understand that you may be concerned about what we will do with such information – particularly any personal or financial information.  We agree that you have a right to know how we will utilize the information you provide to us.  Therefore we have adopted this Privacy Policy to govern the use and handling of your personal information.

Applicability

This privacy policy governs our use of the information which you provide to us.

Types of Information

The type of personal information that we may collect includes Information we receive from you on applications, forms and in other communications to us, whether in writing, in person, by telephone or other means

Use of Information

We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party.  Therefore, we will not release your information to nonaffiliated parties except as necessary to provide the service you have requested from us or as required by law.  We may, however, store such information indefinitely,  including the period after which any customer relationship has ceased.  Such information may be used for any internal purpose, such as quality control or customer analysis.  We may also provide all of the types of nonpublic personal information listed above to one or more of our affiliated companies.  Such affiliated companies include the financial service providers involved in servicing your account(s).

Former Clients/Customers

Even if you are no longer our customer, our Privacy Policy will continue to apply to you.

Confidentiality and Security

We will use our best efforts to ensure that no unauthorized parties have access to any of your information.  We restrict access to nonpublic information about you to those individuals and entities who need to know that information to provide product or services to you.  We will use our best efforts to train and oversee our employees to ensure that your information will be handled responsibly and in accordance with this Privacy Policy.   We currently maintain physical, electronic and procedural safeguards to guard your nonpublic personal information.